Private Credit Investment
Fixed income with security. MFEG empowers wholesale investors to access structured, real estate-backed debt investments with competitive returns.
Private Credit Investment Opportunities in Australia
Private credit investment is increasingly favoured by wholesale investors seeking income, capital protection, and portfolio diversification. At MFEG, we offer access to high-quality private debt opportunities—secured by Australian property and structured for reliability.
Our solutions suit investors looking for stable yield and transparency, backed by our deep lending expertise and a track record of performance in the non-bank finance space.
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How can we help you?
Please submit a quick enquiry form if you have a question or want to know more about how MFEG can help you. If you're interested in our borrowing options, we’ll get back to you with a tailored response. Alternatively, you can call 03 9101 8526 or email info@mfeg.com.au.
What Is Private Credit Investment?
Private credit refers to non-bank lending, where funds are raised from wholesale investors and loaned directly to borrowers—typically property developers. This asset class delivers consistent income and is often secured by mortgages over real estate.
Unlike volatile equity markets, private credit offers predictable returns and real asset backing, making it an attractive addition to diversified income portfolios.
Mortgage Investments: Fixed Income with Real Security
At MFEG, we provide wholesale investors with access to carefully structured mortgage investments. These include:
- Senior debt (first mortgage): Offers priority repayment and lower risk.
- Mezzanine debt (second-ranking): Delivers higher returns with calculated risk.
- Residual stock loans: Finance for completed, unsold property stock.
Each loan is underpinned by registered property security, ensuring clear risk frameworks and alignment with investor expectations.
Investment in Debt: A Strategic Alternative
Our investment in debt options offer a defined return profile, making them ideal for income-focused investors. Benefits include:
- Regular distributions (monthly or quarterly)
- Defined terms and maturity
- Low correlation to equity and interest rate volatility
- Tax-efficient income structures
We vet every opportunity to ensure a strong loan-to-value ratio (LVR), credible borrower track record, and viable project exit strategy.
Why Choose MFEG for Private Credit Investment
MFEG is a trusted originator and advisor in the Australian private lending space. Our investor-first model ensures:
- Direct Access to Deals – No layered fees or intermediaries.
- Asset-Backed Lending – All loans secured by Australian real estate.
- Rigorous Due Diligence – We assess borrower capacity, feasibility, and security quality.
- Flexibility – Tailored investment terms to suit wholesale investors' profiles.
- Transparency – Clear loan documentation, investor reporting, and communication.
Whether you’re a high-net-worth individual, SMSF trustee or institutional investor, we’ll help you align capital with opportunities built for performance and protection.
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“We are pleased to work closely with MFEG and have done so for some time. One of our most recent developments comprising 66 apartments in Box Hill was a particularly successful project thanks to Cameron and the team obtaining maximum funding through a combination of 1st Mortgage and 2nd mortgage facilities. The finance structure here enabled us to release equity to use elsewhere which was critical for the cash flow of our business. Cameron Perry and the team have a diverse network of lenders and a thorough knowledge of the workings of property development which enables them to cater the right structure of funding for the projects’ success.”
Melbourne Finance & Equity Group has successfully achieved multiple financing transactions for our group in the last 8 years. Cameron and his team are very helpful and professional with their dealings. They have delivered results on what they have promised and have never let us down. We are greatly happy with their service and professionalism. Wishing Cameron and his team all the best’.
3 Easy Steps to Get Started with MFEG
Fact Find & Initial Transaction Information Forms
Step 1: MFEG have a one-page form for our new customers to complete. Additionally, we ask new customers to provide a small list of documents that supply critical information to price your transaction.
Indicative Terms
Step 2: MFEG will administer indicative terms for your transaction, and if you are happy to proceed from there, we will issue you an Indicative Term Sheet and an engagement letter.
Loan Submission
Step 3: Once you have accepted our Indicative Term Sheet, we will prepare your loan submission and manage your transaction through to settlement.
Ready to earn stable returns from secured private credit opportunities?
Funded Projects
377 Hectares of Land
Lending Amount: $76m
Solution Provided: Settlement of land purchase based on long term contract. Funding provided against valuation with all capital returned to the purchaser.
23 Apartments & 1 Retail Space
Lending Amount: $23.4m
Solution Provided: Low interest rate loan provided with flexibility around pre-sale requirements
Commercial Property
Lending Amount: $21.6m
Solution Provided: funding for the acquisition of a commercial office acquisition at major bank rates for a not-for-profit organisation with no recourse to directors.
Review our other lending options
If you have any questions or would like to know more about MFEG’s land development financing solutions, please submit a detailed enquiry and we’ll get back to you with a tailored response. Alternatively, you can call 03 9101 8526 or email info@mfeg.com.au.
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