News

Private lending in Australia is subject to a framework of regulations that differ depending on the nature of the loan, the borrower profile, and the lender’s licensing status. While it’s not regulated in the same way as bank lending, there are still compliance requirements – especially when loans are offered to consumers or structured through […]

A real estate credit fund is an investment vehicle that provides loans to property developers and real estate projects, offering investors regular income and capital preservation through interest repayments. These funds give qualifying wholesale investors access to private debt markets and property-backed returns. Key Takeaways: A real estate credit fund pools capital from eligible investors […]

The capital stack is the hierarchy of funding sources used to finance a property development project. It explains who gets paid first, who takes on more risk, and how developers can structure finance to unlock higher leverage or reduce their upfront cash contribution. Key Takeaways Understanding the Capital Stack The capital stack shows every funding […]

Before providing development funding, MFEG completes a structured assessment to ensure each project is viable, profitable and appropriately protected. This process helps developers understand exactly what lenders look for when seeking property development finance or preparing early feasibility work for upcoming projects. Key Takeaways How MFEG Evaluates Risk Before Funding a Development Project Developers often […]

When it comes to financing a property development project, understanding the capital stack is essential. Each layer of funding – from senior debt to mezzanine finance to equity -carries its own level of risk, return, and control. Whether you’re a developer or an investor, getting familiar with how these components work together can help you […]

A real estate credit fund is an investment vehicle that provides loans to property developers and real estate projects, offering investors regular income and capital preservation through interest repayments. These funds give qualifying wholesale investors access to private debt markets and property-backed returns. Key Takeaways: A real estate credit fund pools capital from eligible investors […]

Non-bank development finance is a critical funding solution for property developers who require flexibility, speed, or tailored deal structures beyond what traditional banks can offer. But how exactly do you qualify for it in Australia—especially in 2025’s evolving lending climate? This guide walks you through the eligibility requirements, documentation needed, and practical steps to access […]

Not every property development sells out the moment construction is complete. Whether due to market conditions, strategy, or timing, developers often hold onto unsold units post-completion — also known as residual stock. Unlocking the equity tied up in these assets requires a strategic funding solution. This is where residual stock loans come in. Designed specifically […]

New superannuation rules are creating fresh challenges—and opportunities—for high-net-worth Australians managing their own retirement funds. In particular, the government’s proposed tax on earnings from SMSF balances exceeding $3 million has prompted many investors to reconsider how their wealth is structured. One strategy gaining momentum is private credit investment. While once limited to institutional or ultra-sophisticated […]

In the world of property development, even the most well-planned projects can be thrown off course by unexpected cost overruns. Whether due to material price hikes, labour shortages, or delays in approvals, these budget shocks can stall construction, disrupt cash flow, or even place senior debt facilities at risk of default. When a funding gap […]